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How a Client Closed a $3.28M Super Jumbo Loan and Skipped the Bridge Loan

$3.28 Million Super Jumbo Loan Closed: Buying a Dream Home Before Selling At First Liberty Funding, our goal isn’t simply to provide the loan a client initially asks for. It’s to understand the full financial picture and determine which financing…

How We Closed a $3.5 Million Cash-Out Refinance on a Primary Residence Using a Bank Statement Loan

When a high-net-worth borrower in San Diego came to us needing $3.5 million in cash from their primary residence, they had already been turned away by traditional lenders. Their income was strong, their assets were substantial, but their tax returns…

$1.8M Jumbo Refinance Approved Using Schedule C and S-Corp Income

San Diego Jumbo Refinance Self Employed: $1.8M Case Study San Diego jumbo refinance self employed borrowers often face unique challenges—especially when income structure changes mid-year. In this real case study, our team at First Liberty Funding successfully secured a $1.8…

From Underwriting Challenges to Clear to Close: A 5% Down Success Story

5% Down Primary Home Purchase: How We Overcame Rental Income Challenges to Close On Time Buying a primary residence with a low down payment can already feel overwhelming in today’s competitive housing market. When complex income scenarios are added into…

How to Get Approved for a Hard Money Loan in San Diego, California

How to Get Approved for a Hard Money Loan in California Hard money loan San Diego borrowers often look for is a fast real estate financing option for investment properties, bridge loans, and time-sensitive opportunities in California.If you need fast…

VA Loans San Diego: How We Closed a $1.115M Home Purchase With No Down Payment

VA Loans San Diego: $1.115M Home Purchase With No Down Payment VA loans San Diego buyers can use are one of the most powerful tools available for eligible veterans purchasing in a high-cost market. In a city known for high…

How We Closed a $300K HELOC to Pay Off Debt, Access Cash & Create Future Flexibility

How We Closed a $300K HELOC to Pay Off Debt, Access Cash & Create Future Flexibility In today’s market, home equity is not just something you sit on. It can be a strategic financial tool to improve cash flow, pay…

San Diego VA Loan Seller Concessions: Can They Be Used to Pay Off Debt?

Using Seller Concessions to Pay Off Debt with a VA Loan San Diego VA loan options can provide eligible buyers with flexible financing solutions, including in some cases the strategic use of seller concessions. VA loans offer some of the…

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