A Smarter 12-Month Bank Statement Loan At First Liberty Funding Corp., we understand that today’s most successful borrowers don’t always fit inside traditional mortgage guidelines. Entrepreneurs. Business owners. Independent contractors. Real estate investors. Many earn strong income — but because…
Bridge-to-Sale Loans: How to Reduce Selling Anxiety and Close More Deals Selling one home while trying to buy another is one of the most stressful situations homeowners face. Timing rarely aligns perfectly, sale contingencies introduce uncertainty, and in competitive markets,…
Pre-Approval Is a Strong Start—But Not the Finish Line Getting pre-approved for a mortgage is a big milestone. It means a lender has reviewed your financial picture and confirmed you’re qualified to move forward. But what many buyers don’t realize…
DSCR Loan Case Study How We Closed an Investment Property in San Diego With No Income Verification, No Asset Sourcing — and Secured a 6.375% Rate* Rate described is specific to this transaction and is not a commitment or guarantee…
January 2026 | First Liberty Funding Corp San Diego continues to be one of the most desirable places to live in the country, but with home prices, interest rates, and cost of living all top of mind, many buyers are…
Pre-Approval Is a Big Milestone Getting pre-approved for a mortgage is an exciting step—it means a lender has reviewed your financial information and given you a clear picture of what you may be able to afford. But many buyers aren’t…
Why the First Conversation Matters Your first consultation with a mortgage professional is an important step in the homebuying journey. It’s not a commitment to apply—it’s a conversation designed to help you understand your options, your buying power, and what…
Keep Your Home Safe During the Busiest Time of Year The holiday season is one of the most joyful — and busiest — times of the year. Between decorations, gatherings, cooking, and winter weather, it’s also a time when safety…
Why Winter Preparation Matters As temperatures drop and the days grow shorter, preparing your home for winter becomes one of the smartest steps you can take as a homeowner. Winter weather can bring cold winds, heavy rain, and higher utility…
Waiting Can Feel Safe—But It Often Comes at a Cost For many potential homebuyers, it can feel tempting to “wait it out”—to hold off buying until prices drop or market conditions feel more favorable. But while waiting might seem like…
