Home Loans San Diego, CA

When looking at options for home loans in San Diego, we take careful consideration of your needs, finances and history.

Before you start looking for your first home, we can help you with a mortgage prequalification. There are many options for home loans in San Diego.

First Liberty Funding Corporation can help you get pre-qualified and on your way to home ownership! Simply fill out our mortgage prequalification form securely on our website. With a prequalification letter in hand, you know that you may get approved for a mortgage before you even look at your first potential new home.

Some realtors require buyers to get pre-qualified before even starting to house hunt. A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother.

Purchase

Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

VA

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

2-1 Buydown Loan

Type of mortgage financing that lowers interest rate for the first two years of the loan.

FHA

An FHA loan provides a government-insured loan with flexible loan options.

USDA

Purchase a home with no money down in certain rural and suburban areas.

Jumbo

Jumbo loans offer maximum flexibility for home financing for larger loans.

Alternative Documentation (Non-QM)

Designed for borrowers who may not meet traditional lending criteria but are still creditworthy

Rehab

Roll the costs of the renovation into your loan.

Interest-Only Loans

If you’re interested in keeping your monthly payments low, this is a great option.

First Time Home Buyer

Popular loan programs for first time home buyers.

Low Down Payment Options

Explore options that may make you a home owner with a low down payment.

Investment Property

Mortgage loan programs for vacation and investment properties.

No-Income Loan Programs

Private Money

Financing solutions offered by private individuals often used by real estate investors, entrepreneurs, or individuals with unique financial circumstances.

No Ratio Loans

NO income documentation required. Significantly simplified loan process, helping more people realize their dream of homeownership in this new market.

Fix&Flip

Fix and flip loans are specialized financial products designed to help real estate investors purchase and renovate properties with the goal of selling them quickly for a profit.

Reverse Mortgage

The FHA Insured Reverse Mortgage.

Refinance

Mortgage refinancing may lower your monthly payments.

Cash Out Refinance

You could pay off those high-interest debts by refinancing to a lower rate.